/* ============================================
   Remondilaen.net - Main Stylesheet
   ============================================ */

/* CSS Custom Properties */
:root {
    --color-primary: #1a3a6b;
    --color-primary-dark: #112851;
    --color-primary-light: #2a5298;
    --color-accent: #f5a623;
    --color-accent-dark: #e09010;
    --color-accent-light: #fbb940;
    --color-white: #ffffff;
    --color-off-white: #f8f9fc;
    --color-light-gray: #f0f2f7;
    --color-gray: #8892a4;
    --color-dark-gray: #4a5568;
    --color-text: #1a202c;
    --color-text-light: #718096;
    --color-border: #e2e8f0;
    --color-success: #38a169;
    --color-warning: #dd6b20;
    --color-error: #e53e3e;

    /* Estonian flag colors */
    --ee-blue: #0072ce;
    --ee-black: #000000;
    --ee-white: #ffffff;

    /* Typography */
    --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    --font-heading: 'Montserrat', 'Inter', sans-serif;

    /* Spacing */
    --space-xs: 0.25rem;
    --space-sm: 0.5rem;
    --space-md: 1rem;
    --space-lg: 1.5rem;
    --space-xl: 2rem;
    --space-2xl: 3rem;
    --space-3xl: 4rem;
    --space-4xl: 6rem;

    /* Border radius */
    --radius-sm: 4px;
    --radius-md: 8px;
    --radius-lg: 12px;
    --radius-xl: 16px;
    --radius-2xl: 24px;
    --radius-full: 9999px;

    /* Shadows */
    --shadow-sm: 0 1px 3px rgba(0,0,0,0.08), 0 1px 2px rgba(0,0,0,0.05);
    --shadow-md: 0 4px 12px rgba(0,0,0,0.10), 0 2px 6px rgba(0,0,0,0.06);
    --shadow-lg: 0 10px 30px rgba(0,0,0,0.12), 0 4px 12px rgba(0,0,0,0.08);
    --shadow-xl: 0 20px 60px rgba(0,0,0,0.15), 0 8px 24px rgba(0,0,0,0.10);
    --shadow-accent: 0 4px 20px rgba(245,166,35,0.3);
    --shadow-primary: 0 4px 20px rgba(26,58,107,0.25);

    /* Transitions */
    --transition-fast: 150ms ease;
    --transition-base: 250ms ease;
    --transition-slow: 400ms ease;

    /* Container */
    --container-max: 1200px;
    --container-padding: 1.5rem;
}

/* ============================================
   Reset & Base
   ============================================ */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
    -webkit-text-size-adjust: 100%;
}

body {
    font-family: var(--font-body);
    font-size: 1rem;
    line-height: 1.6;
    color: var(--color-text);
    background-color: var(--color-white);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: var(--color-primary);
    text-decoration: none;
    transition: color var(--transition-fast);
}

a:hover {
    color: var(--color-accent);
}

ul, ol {
    list-style: none;
}

button {
    cursor: pointer;
    border: none;
    background: none;
    font-family: inherit;
}

input, select, textarea {
    font-family: inherit;
    font-size: inherit;
}

h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-heading);
    font-weight: 700;
    line-height: 1.2;
    color: var(--color-text);
}

/* ============================================
   Utility Classes
   ============================================ */
.container {
    max-width: var(--container-max);
    margin: 0 auto;
    padding: 0 var(--container-padding);
}

.text-center {
    text-align: center;
}

.mt-4 {
    margin-top: var(--space-xl);
}

/* ============================================
   Cookie Banner
   ============================================ */
.cookie-banner {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background: var(--color-primary-dark);
    color: var(--color-white);
    z-index: 9999;
    padding: var(--space-lg) var(--space-xl);
    box-shadow: 0 -4px 20px rgba(0,0,0,0.2);
    transform: translateY(0);
    transition: transform var(--transition-slow);
}

.cookie-banner.hidden {
    transform: translateY(100%);
}

.cookie-content {
    max-width: var(--container-max);
    margin: 0 auto;
    display: flex;
    align-items: center;
    gap: var(--space-xl);
}

.cookie-text p {
    font-size: 0.875rem;
    color: rgba(255,255,255,0.85);
    margin-top: 0.25rem;
}

.cookie-text strong {
    font-size: 1rem;
}

.cookie-link {
    color: var(--color-accent);
}

.cookie-actions {
    display: flex;
    gap: var(--space-md);
    flex-shrink: 0;
}

.btn-cookie-accept {
    background: var(--color-accent);
    color: var(--color-white);
    padding: 0.625rem 1.25rem;
    border-radius: var(--radius-md);
    font-weight: 600;
    font-size: 0.875rem;
    cursor: pointer;
    transition: background var(--transition-fast);
    white-space: nowrap;
}

.btn-cookie-accept:hover {
    background: var(--color-accent-dark);
}

.btn-cookie-essential {
    background: transparent;
    color: rgba(255,255,255,0.8);
    padding: 0.625rem 1.25rem;
    border-radius: var(--radius-md);
    font-weight: 500;
    font-size: 0.875rem;
    cursor: pointer;
    border: 1px solid rgba(255,255,255,0.3);
    transition: all var(--transition-fast);
    white-space: nowrap;
}

.btn-cookie-essential:hover {
    background: rgba(255,255,255,0.1);
    color: var(--color-white);
}

/* ============================================
   Affiliate Disclosure Bar
   ============================================ */
.affiliate-disclosure-bar {
    background: #fff8e6;
    border-bottom: 1px solid #fde7a0;
    padding: 0.5rem 0;
    font-size: 0.8125rem;
    color: #7a5d1a;
}

.affiliate-disclosure-bar .container {
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.disclosure-icon {
    background: var(--color-accent);
    color: white;
    width: 18px;
    height: 18px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.7rem;
    font-weight: bold;
    flex-shrink: 0;
}

.affiliate-disclosure-bar a {
    color: #7a5d1a;
    text-decoration: underline;
    font-weight: 600;
}

/* ============================================
   Navigation
   ============================================ */
.site-header {
    position: sticky;
    top: 0;
    z-index: 1000;
    background: var(--color-white);
    box-shadow: var(--shadow-sm);
    transition: box-shadow var(--transition-base);
}

.site-header.scrolled {
    box-shadow: var(--shadow-md);
}

.navbar {
    padding: 0;
}

.navbar .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 68px;
}

/* Logo */
.logo, .footer-logo {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    text-decoration: none;
}

.logo-icon {
    width: 36px;
    height: 36px;
    background: var(--color-primary);
    color: var(--color-accent);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-heading);
    font-weight: 800;
    font-size: 1.125rem;
}

.logo-text {
    font-family: var(--font-heading);
    font-weight: 700;
    font-size: 1.125rem;
    color: var(--color-primary);
}

.logo-tld {
    color: var(--color-accent);
}

/* Nav Menu */
.nav-menu {
    display: flex;
    align-items: center;
    gap: 0.25rem;
}

.nav-link {
    padding: 0.5rem 0.875rem;
    border-radius: var(--radius-md);
    color: var(--color-dark-gray);
    font-weight: 500;
    font-size: 0.9375rem;
    transition: all var(--transition-fast);
    text-decoration: none;
}

.nav-link:hover,
.nav-link.active {
    color: var(--color-primary);
    background: var(--color-light-gray);
}

.nav-cta {
    background: var(--color-accent);
    color: var(--color-white) !important;
    padding: 0.5rem 1.25rem;
    border-radius: var(--radius-full);
    font-weight: 600;
    font-size: 0.9375rem;
    text-decoration: none;
    transition: all var(--transition-fast);
    margin-left: 0.5rem;
}

.nav-cta:hover {
    background: var(--color-accent-dark);
    transform: translateY(-1px);
    box-shadow: var(--shadow-accent);
    color: var(--color-white) !important;
}

/* Hamburger */
.hamburger {
    display: none;
    flex-direction: column;
    gap: 5px;
    padding: 8px;
    border-radius: var(--radius-md);
    cursor: pointer;
    transition: background var(--transition-fast);
}

.hamburger:hover {
    background: var(--color-light-gray);
}

.hamburger span {
    display: block;
    width: 22px;
    height: 2px;
    background: var(--color-primary);
    border-radius: 2px;
    transition: all var(--transition-base);
}

.hamburger.open span:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
}

.hamburger.open span:nth-child(2) {
    opacity: 0;
}

.hamburger.open span:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
}

/* ============================================
   Hero Section
   ============================================ */
.hero {
    position: relative;
    background: linear-gradient(135deg, var(--color-primary-dark) 0%, var(--color-primary) 50%, var(--color-primary-light) 100%);
    padding: var(--space-4xl) 0;
    overflow: hidden;
    min-height: 85vh;
    display: flex;
    align-items: center;
}

.hero-bg {
    position: absolute;
    inset: 0;
    background:
        radial-gradient(ellipse at 80% 20%, rgba(245,166,35,0.12) 0%, transparent 50%),
        radial-gradient(ellipse at 10% 80%, rgba(42,82,152,0.4) 0%, transparent 50%),
        url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    pointer-events: none;
}

.hero .container {
    position: relative;
    z-index: 1;
}

.hero-content {
    max-width: 720px;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: rgba(255,255,255,0.12);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255,255,255,0.2);
    color: rgba(255,255,255,0.9);
    padding: 0.375rem 1rem;
    border-radius: var(--radius-full);
    font-size: 0.8125rem;
    font-weight: 500;
    margin-bottom: var(--space-lg);
}

.badge-dot {
    width: 8px;
    height: 8px;
    background: var(--color-accent);
    border-radius: 50%;
    animation: pulse 2s infinite;
}

@keyframes pulse {
    0%, 100% { opacity: 1; transform: scale(1); }
    50% { opacity: 0.6; transform: scale(1.3); }
}

.hero-title {
    font-family: var(--font-heading);
    font-size: clamp(2.5rem, 5vw, 4rem);
    font-weight: 800;
    color: var(--color-white);
    line-height: 1.1;
    margin-bottom: var(--space-lg);
    letter-spacing: -0.02em;
}

.hero-title .highlight {
    color: var(--color-accent);
    position: relative;
}

.hero-subtitle {
    font-size: 1.125rem;
    color: rgba(255,255,255,0.8);
    line-height: 1.7;
    margin-bottom: var(--space-xl);
    max-width: 560px;
}

/* Hero Stats */
.hero-stats {
    display: flex;
    align-items: center;
    gap: var(--space-xl);
    margin-bottom: var(--space-2xl);
}

.stat {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.stat strong {
    font-family: var(--font-heading);
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--color-accent);
}

.stat span {
    font-size: 0.8125rem;
    color: rgba(255,255,255,0.7);
}

.stat-divider {
    width: 1px;
    height: 36px;
    background: rgba(255,255,255,0.2);
}

/* Hero Calculator */
.hero-calculator {
    background: var(--color-white);
    border-radius: var(--radius-2xl);
    padding: var(--space-xl);
    box-shadow: var(--shadow-xl);
    max-width: 640px;
}

.calc-title {
    font-family: var(--font-heading);
    font-size: 1.125rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: var(--space-lg);
}

.calc-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-lg);
    margin-bottom: var(--space-lg);
}

.calc-group label {
    display: block;
    font-size: 0.8125rem;
    font-weight: 600;
    color: var(--color-dark-gray);
    margin-bottom: var(--space-sm);
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.calc-amount-display {
    display: flex;
    align-items: baseline;
    gap: 0.25rem;
    margin-bottom: 0.5rem;
}

.calc-amount-display span:first-child {
    font-family: var(--font-heading);
    font-size: 1.75rem;
    font-weight: 700;
    color: var(--color-primary);
    line-height: 1;
}

.currency {
    font-size: 1rem;
    color: var(--color-dark-gray);
    font-weight: 500;
}

/* Range Slider */
.range-slider {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 6px;
    background: linear-gradient(to right, var(--color-primary) 0%, var(--color-primary) var(--slider-pct, 20%), var(--color-border) var(--slider-pct, 20%), var(--color-border) 100%);
    border-radius: var(--radius-full);
    outline: none;
    cursor: pointer;
    transition: background var(--transition-fast);
}

.range-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--color-white);
    border: 3px solid var(--color-primary);
    cursor: pointer;
    box-shadow: 0 2px 8px rgba(26,58,107,0.25);
    transition: transform var(--transition-fast), box-shadow var(--transition-fast);
}

.range-slider::-webkit-slider-thumb:hover {
    transform: scale(1.2);
    box-shadow: 0 4px 12px rgba(26,58,107,0.35);
}

.range-slider::-moz-range-thumb {
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--color-white);
    border: 3px solid var(--color-primary);
    cursor: pointer;
    box-shadow: 0 2px 8px rgba(26,58,107,0.25);
}

.range-labels {
    display: flex;
    justify-content: space-between;
    margin-top: 0.375rem;
}

.range-labels span {
    font-size: 0.75rem;
    color: var(--color-gray);
}

/* Calc Result */
.calc-result {
    background: var(--color-off-white);
    border-radius: var(--radius-lg);
    padding: var(--space-lg);
    display: flex;
    align-items: center;
    gap: var(--space-lg);
    flex-wrap: wrap;
}

.result-item {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.result-label {
    font-size: 0.75rem;
    color: var(--color-gray);
    text-transform: uppercase;
    letter-spacing: 0.04em;
    font-weight: 500;
}

.result-value {
    font-family: var(--font-heading);
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--color-primary);
}

.result-value.secondary {
    font-size: 1.125rem;
    color: var(--color-dark-gray);
}

.btn-calc {
    margin-left: auto;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    white-space: nowrap;
}

/* ============================================
   Buttons
   ============================================ */
.btn-primary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    background: var(--color-accent);
    color: var(--color-white);
    padding: 0.75rem 1.5rem;
    border-radius: var(--radius-full);
    font-weight: 600;
    font-size: 0.9375rem;
    text-decoration: none;
    transition: all var(--transition-base);
    border: none;
    cursor: pointer;
    line-height: 1;
}

.btn-primary:hover {
    background: var(--color-accent-dark);
    transform: translateY(-2px);
    box-shadow: var(--shadow-accent);
    color: var(--color-white);
}

.btn-secondary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    background: transparent;
    color: var(--color-primary);
    padding: 0.75rem 1.5rem;
    border-radius: var(--radius-full);
    font-weight: 600;
    font-size: 0.9375rem;
    text-decoration: none;
    transition: all var(--transition-base);
    border: 2px solid var(--color-primary);
    cursor: pointer;
    line-height: 1;
}

.btn-secondary:hover {
    background: var(--color-primary);
    color: var(--color-white);
    transform: translateY(-2px);
    box-shadow: var(--shadow-primary);
}

.btn-apply {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: var(--color-accent);
    color: var(--color-white);
    padding: 0.5rem 1.25rem;
    border-radius: var(--radius-full);
    font-weight: 600;
    font-size: 0.875rem;
    text-decoration: none;
    transition: all var(--transition-base);
    white-space: nowrap;
}

.btn-apply:hover {
    background: var(--color-accent-dark);
    transform: translateY(-1px);
    box-shadow: var(--shadow-accent);
    color: var(--color-white);
}

.btn-apply-full {
    display: block;
    text-align: center;
    background: var(--color-primary);
    color: var(--color-white);
    padding: 0.75rem 1.5rem;
    border-radius: var(--radius-full);
    font-weight: 600;
    font-size: 0.9375rem;
    text-decoration: none;
    transition: all var(--transition-base);
    margin-top: var(--space-lg);
}

.btn-apply-full:hover {
    background: var(--color-primary-light);
    transform: translateY(-2px);
    box-shadow: var(--shadow-primary);
    color: var(--color-white);
}

/* ============================================
   Trust Bar
   ============================================ */
.trust-bar {
    background: var(--color-primary);
    padding: 1rem 0;
}

.trust-items {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: var(--space-2xl);
    flex-wrap: wrap;
}

.trust-item {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: rgba(255,255,255,0.85);
    font-size: 0.8125rem;
    font-weight: 500;
}

.trust-item svg {
    color: var(--color-accent);
    flex-shrink: 0;
}

/* ============================================
   Section Common Styles
   ============================================ */
.section-header {
    text-align: center;
    max-width: 620px;
    margin: 0 auto var(--space-3xl);
}

.section-label {
    display: inline-block;
    background: rgba(26,58,107,0.08);
    color: var(--color-primary);
    padding: 0.25rem 0.875rem;
    border-radius: var(--radius-full);
    font-size: 0.8125rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    margin-bottom: var(--space-md);
}

.section-title {
    font-family: var(--font-heading);
    font-size: clamp(1.75rem, 3vw, 2.5rem);
    font-weight: 800;
    color: var(--color-primary);
    margin-bottom: var(--space-md);
    letter-spacing: -0.02em;
}

.section-subtitle {
    font-size: 1rem;
    color: var(--color-text-light);
    line-height: 1.7;
}

/* ============================================
   Offers Section
   ============================================ */
.offers-section {
    padding: var(--space-4xl) 0;
    background: var(--color-off-white);
}

/* Comparison Table */
.offers-table-wrapper {
    overflow-x: auto;
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow-lg);
    background: var(--color-white);
    margin-bottom: var(--space-xl);
}

.offers-table {
    width: 100%;
    border-collapse: collapse;
    min-width: 720px;
}

.offers-table thead {
    background: var(--color-primary);
}

.offers-table thead th {
    padding: 1rem 1.25rem;
    text-align: left;
    font-family: var(--font-heading);
    font-size: 0.8125rem;
    font-weight: 600;
    color: rgba(255,255,255,0.85);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    white-space: nowrap;
}

.offers-table tbody tr {
    border-bottom: 1px solid var(--color-border);
    transition: background var(--transition-fast);
}

.offers-table tbody tr:last-child {
    border-bottom: none;
}

.offers-table tbody tr:hover {
    background: var(--color-off-white);
}

.offer-row.featured {
    background: rgba(26,58,107,0.03);
    border-left: 3px solid var(--color-accent);
}

.offers-table td {
    padding: 1.125rem 1.25rem;
    font-size: 0.9375rem;
    color: var(--color-dark-gray);
    vertical-align: middle;
}

/* Bank Cell */
.bank-cell {
    min-width: 180px;
}

.bank-info {
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.bank-logo {
    width: 44px;
    height: 44px;
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-heading);
    font-weight: 800;
    font-size: 0.75rem;
    color: white;
    flex-shrink: 0;
}

.bank-logo.lhv { background: linear-gradient(135deg, #e8850a, #f5a623); }
.bank-logo.swedbank { background: linear-gradient(135deg, #f7941d, #f5a623); }
.bank-logo.seb { background: linear-gradient(135deg, #60b246, #4a9a35); }
.bank-logo.bigbank { background: linear-gradient(135deg, #e53e3e, #c53030); }
.bank-logo.coop { background: linear-gradient(135deg, #38a169, #2f855a); }
.bank-logo.inbank { background: linear-gradient(135deg, #1a3a6b, #2a5298); }

.bank-info strong {
    display: block;
    font-weight: 600;
    color: var(--color-text);
    font-size: 0.9375rem;
}

.bank-badge {
    display: inline-block;
    background: var(--color-accent);
    color: white;
    padding: 0.125rem 0.5rem;
    border-radius: var(--radius-full);
    font-size: 0.6875rem;
    font-weight: 600;
    margin-top: 2px;
}

.bank-badge.popular {
    background: var(--color-primary);
}

.interest-rate {
    font-family: var(--font-heading);
    font-weight: 700;
    color: var(--color-primary);
    font-size: 1.0625rem;
}

.rate-type {
    font-size: 0.75rem;
    color: var(--color-gray);
}

.monthly-pay strong {
    font-family: var(--font-heading);
    font-weight: 700;
    color: var(--color-primary);
    font-size: 1.0625rem;
}

.pay-note {
    font-size: 0.75rem;
    color: var(--color-gray);
}

.rating {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.stars {
    color: var(--color-accent);
    font-size: 0.875rem;
    letter-spacing: -1px;
}

.rating-num {
    font-size: 0.75rem;
    color: var(--color-gray);
    font-weight: 600;
}

.table-note {
    padding: 0.75rem 1.25rem;
    font-size: 0.75rem;
    color: var(--color-gray);
    background: var(--color-off-white);
    border-top: 1px solid var(--color-border);
    border-radius: 0 0 var(--radius-xl) var(--radius-xl);
}

.offers-cta {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: var(--space-md);
    flex-wrap: wrap;
}

/* ============================================
   How It Works
   ============================================ */
.how-it-works {
    padding: var(--space-4xl) 0;
    background: var(--color-white);
}

.steps-grid {
    display: flex;
    align-items: center;
    gap: var(--space-xl);
}

.step-card {
    flex: 1;
    background: var(--color-off-white);
    border-radius: var(--radius-xl);
    padding: var(--space-2xl);
    text-align: center;
    position: relative;
    border: 2px solid transparent;
    transition: all var(--transition-base);
}

.step-card:hover {
    border-color: var(--color-accent);
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    background: var(--color-white);
}

.step-number {
    position: absolute;
    top: -1px;
    left: -1px;
    background: var(--color-primary);
    color: var(--color-accent);
    font-family: var(--font-heading);
    font-weight: 800;
    font-size: 0.75rem;
    padding: 0.25rem 0.625rem;
    border-radius: var(--radius-xl) 0 var(--radius-lg) 0;
}

.step-icon {
    width: 64px;
    height: 64px;
    background: linear-gradient(135deg, var(--color-primary), var(--color-primary-light));
    border-radius: var(--radius-xl);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto var(--space-lg);
    color: white;
}

.step-card h3 {
    font-family: var(--font-heading);
    font-size: 1.125rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 0.75rem;
}

.step-card p {
    font-size: 0.9375rem;
    color: var(--color-text-light);
    line-height: 1.6;
}

.step-connector {
    color: var(--color-accent);
    flex-shrink: 0;
}

/* ============================================
   Benefits Section
   ============================================ */
.benefits-section {
    padding: var(--space-4xl) 0;
    background: var(--color-off-white);
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--space-lg);
}

.benefit-card {
    background: var(--color-white);
    border-radius: var(--radius-xl);
    padding: var(--space-xl);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--color-border);
    transition: all var(--transition-base);
}

.benefit-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: transparent;
}

.benefit-icon {
    width: 52px;
    height: 52px;
    border-radius: var(--radius-lg);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: var(--space-md);
}

.benefit-icon.green { background: rgba(56,161,105,0.1); color: #38a169; }
.benefit-icon.blue { background: rgba(26,58,107,0.1); color: var(--color-primary); }
.benefit-icon.gold { background: rgba(245,166,35,0.1); color: var(--color-accent-dark); }
.benefit-icon.purple { background: rgba(128,90,213,0.1); color: #805ad5; }
.benefit-icon.red { background: rgba(229,62,62,0.1); color: #e53e3e; }
.benefit-icon.teal { background: rgba(0,128,128,0.1); color: #008080; }

.benefit-card h3 {
    font-family: var(--font-heading);
    font-size: 1rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 0.625rem;
}

.benefit-card p {
    font-size: 0.9rem;
    color: var(--color-text-light);
    line-height: 1.65;
}

/* ============================================
   FAQ Section
   ============================================ */
.faq-section {
    padding: var(--space-4xl) 0;
    background: var(--color-white);
}

.faq-list {
    max-width: 760px;
    margin: 0 auto var(--space-2xl);
}

.faq-item {
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    margin-bottom: var(--space-md);
    overflow: hidden;
    transition: box-shadow var(--transition-base);
}

.faq-item:hover {
    box-shadow: var(--shadow-md);
}

.faq-item.open {
    border-color: var(--color-primary);
    box-shadow: var(--shadow-md);
}

.faq-question {
    width: 100%;
    padding: 1.25rem 1.5rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    text-align: left;
    font-size: 1rem;
    font-weight: 600;
    color: var(--color-text);
    background: var(--color-white);
    cursor: pointer;
    transition: all var(--transition-fast);
}

.faq-question:hover {
    background: var(--color-off-white);
    color: var(--color-primary);
}

.faq-item.open .faq-question {
    background: var(--color-primary);
    color: var(--color-white);
}

.faq-icon {
    flex-shrink: 0;
    transition: transform var(--transition-base);
}

.faq-item.open .faq-icon {
    transform: rotate(180deg);
}

.faq-answer {
    padding: 0 1.5rem 1.25rem;
    border-top: 1px solid var(--color-border);
}

.faq-answer p {
    font-size: 0.9375rem;
    color: var(--color-text-light);
    line-height: 1.7;
    margin-bottom: 0.75rem;
}

.faq-answer p:last-child {
    margin-bottom: 0;
}

.faq-answer ul {
    list-style: disc;
    padding-left: 1.5rem;
    margin: 0.75rem 0;
}

.faq-answer ul li {
    font-size: 0.9375rem;
    color: var(--color-text-light);
    line-height: 1.6;
    margin-bottom: 0.375rem;
}

.faq-answer a {
    color: var(--color-primary);
    font-weight: 600;
    text-decoration: underline;
}

.faq-cta {
    text-align: center;
}

.faq-cta p {
    font-size: 1rem;
    color: var(--color-text-light);
    margin-bottom: var(--space-md);
}

/* ============================================
   Lender Highlights
   ============================================ */
.lender-highlights {
    padding: var(--space-4xl) 0;
    background: var(--color-off-white);
}

.lender-cards-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--space-lg);
    margin-bottom: var(--space-xl);
}

.lender-card {
    background: var(--color-white);
    border-radius: var(--radius-xl);
    padding: var(--space-xl);
    box-shadow: var(--shadow-sm);
    border: 2px solid var(--color-border);
    transition: all var(--transition-base);
    position: relative;
    overflow: hidden;
}

.lender-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-xl);
    border-color: var(--color-primary);
}

.featured-card {
    border-color: var(--color-accent);
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.featured-card:hover {
    border-color: var(--color-accent-dark);
}

.featured-ribbon {
    position: absolute;
    top: 16px;
    right: -28px;
    background: var(--color-accent);
    color: white;
    font-size: 0.6875rem;
    font-weight: 700;
    padding: 0.25rem 2.5rem;
    transform: rotate(45deg);
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.lender-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: var(--space-md);
}

.bank-logo-lg {
    width: 56px;
    height: 56px;
    border-radius: var(--radius-lg);
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-heading);
    font-weight: 800;
    font-size: 1rem;
    color: white;
}

.bank-logo-lg.lhv { background: linear-gradient(135deg, #e8850a, #f5a623); }
.bank-logo-lg.swedbank { background: linear-gradient(135deg, #f7941d, #f5a623); }
.bank-logo-lg.seb { background: linear-gradient(135deg, #60b246, #4a9a35); }
.bank-logo-lg.bigbank { background: linear-gradient(135deg, #e53e3e, #c53030); }
.bank-logo-lg.coop { background: linear-gradient(135deg, #38a169, #2f855a); }
.bank-logo-lg.inbank { background: linear-gradient(135deg, #1a3a6b, #2a5298); }

.lender-rating {
    display: flex;
    flex-direction: column;
    align-items: flex-end;
    gap: 2px;
}

.lender-rating span:last-child {
    font-size: 0.75rem;
    color: var(--color-gray);
    font-weight: 600;
}

.lender-card h3 {
    font-family: var(--font-heading);
    font-size: 1.125rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 0.625rem;
}

.lender-card > p {
    font-size: 0.9rem;
    color: var(--color-text-light);
    line-height: 1.6;
    margin-bottom: var(--space-md);
}

.lender-specs {
    background: var(--color-off-white);
    border-radius: var(--radius-md);
    padding: 0.875rem;
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.spec {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 0.875rem;
}

.spec span {
    color: var(--color-gray);
}

.spec strong {
    color: var(--color-primary);
    font-weight: 700;
}

/* ============================================
   Footer
   ============================================ */
.site-footer {
    background: var(--color-primary-dark);
    color: rgba(255,255,255,0.75);
}

.footer-top {
    padding: var(--space-4xl) 0 var(--space-2xl);
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: var(--space-2xl);
}

.footer-brand .footer-logo {
    color: var(--color-white);
    margin-bottom: var(--space-md);
}

.footer-brand .footer-logo .logo-text {
    color: var(--color-white);
}

.footer-brand p {
    font-size: 0.9rem;
    line-height: 1.7;
    color: rgba(255,255,255,0.65);
    margin-bottom: var(--space-lg);
}

.footer-badges {
    display: flex;
    gap: 0.5rem;
    flex-wrap: wrap;
}

.footer-badges .badge {
    display: inline-flex;
    align-items: center;
    gap: 0.375rem;
    background: rgba(255,255,255,0.1);
    color: rgba(255,255,255,0.75);
    padding: 0.25rem 0.75rem;
    border-radius: var(--radius-full);
    font-size: 0.75rem;
    font-weight: 500;
    border: 1px solid rgba(255,255,255,0.15);
}

.footer-links-col h4 {
    font-family: var(--font-heading);
    font-size: 0.875rem;
    font-weight: 700;
    color: var(--color-white);
    text-transform: uppercase;
    letter-spacing: 0.08em;
    margin-bottom: var(--space-lg);
}

.footer-links-col ul {
    display: flex;
    flex-direction: column;
    gap: 0.625rem;
}

.footer-links-col ul li a {
    font-size: 0.9rem;
    color: rgba(255,255,255,0.65);
    text-decoration: none;
    transition: color var(--transition-fast);
}

.footer-links-col ul li a:hover {
    color: var(--color-accent);
}

.footer-disclaimer {
    background: rgba(0,0,0,0.2);
    padding: var(--space-xl) 0;
    border-top: 1px solid rgba(255,255,255,0.08);
}

.footer-disclaimer p {
    font-size: 0.8125rem;
    color: rgba(255,255,255,0.5);
    line-height: 1.7;
    margin-bottom: 0.75rem;
}

.footer-disclaimer p:last-child {
    margin-bottom: 0;
}

.footer-bottom {
    padding: 1.25rem 0;
    border-top: 1px solid rgba(255,255,255,0.08);
}

.footer-bottom .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    flex-wrap: wrap;
}

.footer-bottom p {
    font-size: 0.8125rem;
    color: rgba(255,255,255,0.45);
}

/* ============================================
   Page Header (Inner Pages)
   ============================================ */
.page-hero {
    background: linear-gradient(135deg, var(--color-primary-dark) 0%, var(--color-primary) 100%);
    padding: var(--space-3xl) 0;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.page-hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse at 70% 50%, rgba(245,166,35,0.1) 0%, transparent 60%);
}

.page-hero .container {
    position: relative;
    z-index: 1;
}

.page-hero h1 {
    font-family: var(--font-heading);
    font-size: clamp(1.75rem, 3vw, 2.75rem);
    font-weight: 800;
    color: var(--color-white);
    margin-bottom: var(--space-md);
}

.page-hero p {
    font-size: 1.0625rem;
    color: rgba(255,255,255,0.8);
    max-width: 560px;
    margin: 0 auto;
    line-height: 1.7;
}

/* Breadcrumb */
.breadcrumb {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.8125rem;
    color: rgba(255,255,255,0.6);
    justify-content: center;
    margin-bottom: var(--space-lg);
}

.breadcrumb a {
    color: rgba(255,255,255,0.6);
    text-decoration: none;
}

.breadcrumb a:hover {
    color: var(--color-accent);
}

.breadcrumb span {
    color: var(--color-accent);
}

/* ============================================
   Full Calculator Page Styles
   ============================================ */
.calculator-section {
    padding: var(--space-4xl) 0;
    background: var(--color-off-white);
}

.calculator-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-2xl);
    align-items: start;
}

.calc-card {
    background: var(--color-white);
    border-radius: var(--radius-2xl);
    padding: var(--space-2xl);
    box-shadow: var(--shadow-md);
}

.calc-card h2 {
    font-family: var(--font-heading);
    font-size: 1.375rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: var(--space-xl);
    padding-bottom: var(--space-md);
    border-bottom: 2px solid var(--color-light-gray);
}

.calc-form-group {
    margin-bottom: var(--space-lg);
}

.calc-form-group label {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--color-dark-gray);
    margin-bottom: 0.75rem;
}

.calc-form-group .amount-badge {
    background: var(--color-primary);
    color: white;
    padding: 0.2rem 0.75rem;
    border-radius: var(--radius-full);
    font-size: 0.875rem;
    font-weight: 700;
}

.calc-input-group {
    display: flex;
    align-items: center;
    border: 2px solid var(--color-border);
    border-radius: var(--radius-lg);
    overflow: hidden;
    transition: border-color var(--transition-fast);
}

.calc-input-group:focus-within {
    border-color: var(--color-primary);
}

.calc-input-group input {
    flex: 1;
    border: none;
    padding: 0.75rem 1rem;
    font-size: 1.125rem;
    font-weight: 600;
    color: var(--color-text);
    outline: none;
    background: transparent;
}

.calc-input-group .input-suffix {
    padding: 0.75rem 1rem;
    background: var(--color-off-white);
    color: var(--color-gray);
    font-weight: 600;
    border-left: 2px solid var(--color-border);
}

.results-card {
    background: var(--color-primary);
    border-radius: var(--radius-2xl);
    padding: var(--space-2xl);
    box-shadow: var(--shadow-xl);
    color: white;
}

.results-card h2 {
    font-family: var(--font-heading);
    font-size: 1.25rem;
    font-weight: 700;
    color: white;
    margin-bottom: var(--space-xl);
    padding-bottom: var(--space-md);
    border-bottom: 1px solid rgba(255,255,255,0.15);
}

.result-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 0.875rem 0;
    border-bottom: 1px solid rgba(255,255,255,0.1);
}

.result-row:last-of-type {
    border-bottom: none;
    margin-bottom: var(--space-md);
}

.result-row .r-label {
    font-size: 0.9rem;
    color: rgba(255,255,255,0.75);
}

.result-row .r-value {
    font-family: var(--font-heading);
    font-size: 1.25rem;
    font-weight: 700;
    color: white;
}

.result-row.highlight .r-value {
    font-size: 2rem;
    color: var(--color-accent);
}

/* Lender Comparison Table (Calculator page) */
.lender-comparison {
    padding: var(--space-4xl) 0;
    background: var(--color-white);
}

/* ============================================
   Pangad (Banks) Page
   ============================================ */
.banks-section {
    padding: var(--space-4xl) 0;
}

.banks-filter {
    display: flex;
    align-items: center;
    gap: var(--space-md);
    margin-bottom: var(--space-2xl);
    flex-wrap: wrap;
}

.filter-label {
    font-weight: 600;
    color: var(--color-dark-gray);
    font-size: 0.9rem;
}

.filter-btn {
    padding: 0.375rem 1rem;
    border-radius: var(--radius-full);
    border: 1.5px solid var(--color-border);
    background: white;
    color: var(--color-dark-gray);
    font-size: 0.875rem;
    font-weight: 500;
    cursor: pointer;
    transition: all var(--transition-fast);
}

.filter-btn:hover,
.filter-btn.active {
    background: var(--color-primary);
    border-color: var(--color-primary);
    color: white;
}

.bank-detail-card {
    background: var(--color-white);
    border-radius: var(--radius-xl);
    border: 2px solid var(--color-border);
    overflow: hidden;
    margin-bottom: var(--space-xl);
    box-shadow: var(--shadow-sm);
    transition: all var(--transition-base);
}

.bank-detail-card:hover {
    box-shadow: var(--shadow-lg);
    border-color: var(--color-primary);
}

.bank-detail-header {
    display: grid;
    grid-template-columns: auto 1fr auto;
    align-items: center;
    gap: var(--space-xl);
    padding: var(--space-xl);
    background: var(--color-off-white);
    border-bottom: 1px solid var(--color-border);
}

.bank-detail-info h3 {
    font-family: var(--font-heading);
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 0.25rem;
}

.bank-detail-info p {
    font-size: 0.9rem;
    color: var(--color-text-light);
}

.bank-detail-cta {
    display: flex;
    flex-direction: column;
    align-items: flex-end;
    gap: 0.5rem;
}

.bank-detail-body {
    padding: var(--space-xl);
}

.bank-specs-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: var(--space-md);
    margin-bottom: var(--space-xl);
}

.bank-spec-item {
    text-align: center;
    padding: var(--space-md);
    background: var(--color-off-white);
    border-radius: var(--radius-lg);
}

.bank-spec-item .spec-label {
    font-size: 0.75rem;
    color: var(--color-gray);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    font-weight: 600;
    margin-bottom: 0.375rem;
    display: block;
}

.bank-spec-item .spec-value {
    font-family: var(--font-heading);
    font-size: 1.125rem;
    font-weight: 700;
    color: var(--color-primary);
}

.pros-cons-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-lg);
}

.pros-list h4,
.cons-list h4 {
    font-size: 0.875rem;
    font-weight: 700;
    margin-bottom: 0.75rem;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.pros-list h4 { color: #38a169; }
.cons-list h4 { color: #e53e3e; }

.pros-list ul,
.cons-list ul {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.pros-list ul li,
.cons-list ul li {
    display: flex;
    align-items: flex-start;
    gap: 0.5rem;
    font-size: 0.9rem;
    color: var(--color-text-light);
    line-height: 1.5;
}

.pros-list ul li::before {
    content: '✓';
    color: #38a169;
    font-weight: 700;
    flex-shrink: 0;
    margin-top: 1px;
}

.cons-list ul li::before {
    content: '✗';
    color: #e53e3e;
    font-weight: 700;
    flex-shrink: 0;
    margin-top: 1px;
}

/* ============================================
   About Page
   ============================================ */
.about-section {
    padding: var(--space-4xl) 0;
}

.about-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-4xl);
    align-items: center;
    margin-bottom: var(--space-4xl);
}

.about-visual {
    background: linear-gradient(135deg, var(--color-primary), var(--color-primary-light));
    border-radius: var(--radius-2xl);
    padding: var(--space-3xl);
    text-align: center;
    color: white;
}

.about-visual-stat {
    margin-bottom: var(--space-xl);
}

.about-visual-stat .big-num {
    font-family: var(--font-heading);
    font-size: 3rem;
    font-weight: 800;
    color: var(--color-accent);
}

.about-visual-stat p {
    font-size: 0.9375rem;
    color: rgba(255,255,255,0.8);
    margin-top: 0.25rem;
}

.about-text h2 {
    font-family: var(--font-heading);
    font-size: clamp(1.5rem, 2.5vw, 2rem);
    font-weight: 800;
    color: var(--color-primary);
    margin-bottom: var(--space-lg);
}

.about-text p {
    font-size: 0.9375rem;
    color: var(--color-text-light);
    line-height: 1.75;
    margin-bottom: var(--space-md);
}

.team-section {
    padding: var(--space-4xl) 0;
    background: var(--color-off-white);
}

.team-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--space-xl);
}

.team-card {
    background: var(--color-white);
    border-radius: var(--radius-xl);
    padding: var(--space-xl);
    text-align: center;
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--color-border);
    transition: all var(--transition-base);
}

.team-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.team-avatar {
    width: 80px;
    height: 80px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--color-primary), var(--color-primary-light));
    margin: 0 auto var(--space-md);
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-heading);
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--color-accent);
}

.team-card h3 {
    font-size: 1.0625rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 0.25rem;
}

.team-card .role {
    font-size: 0.8125rem;
    color: var(--color-accent-dark);
    font-weight: 600;
    margin-bottom: 0.75rem;
}

.team-card p {
    font-size: 0.875rem;
    color: var(--color-text-light);
    line-height: 1.6;
}

/* ============================================
   Contact Page
   ============================================ */
.contact-section {
    padding: var(--space-4xl) 0;
}

.contact-layout {
    display: grid;
    grid-template-columns: 1fr 1.5fr;
    gap: var(--space-2xl);
    align-items: start;
}

.contact-info h2 {
    font-family: var(--font-heading);
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: var(--space-md);
}

.contact-info p {
    font-size: 0.9375rem;
    color: var(--color-text-light);
    line-height: 1.7;
    margin-bottom: var(--space-xl);
}

.contact-item {
    display: flex;
    align-items: flex-start;
    gap: 0.875rem;
    margin-bottom: var(--space-lg);
}

.contact-item-icon {
    width: 44px;
    height: 44px;
    background: rgba(26,58,107,0.1);
    border-radius: var(--radius-lg);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-primary);
    flex-shrink: 0;
}

.contact-item-text strong {
    display: block;
    font-weight: 600;
    color: var(--color-text);
    margin-bottom: 2px;
}

.contact-item-text span {
    font-size: 0.9rem;
    color: var(--color-text-light);
}

.contact-form-card {
    background: var(--color-white);
    border-radius: var(--radius-2xl);
    padding: var(--space-2xl);
    box-shadow: var(--shadow-lg);
    border: 1px solid var(--color-border);
}

.contact-form-card h2 {
    font-family: var(--font-heading);
    font-size: 1.375rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: var(--space-xl);
}

.form-group {
    margin-bottom: var(--space-lg);
}

.form-group label {
    display: block;
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--color-dark-gray);
    margin-bottom: 0.5rem;
}

.form-group label .required {
    color: var(--color-error);
    margin-left: 2px;
}

.form-control {
    width: 100%;
    padding: 0.75rem 1rem;
    border: 2px solid var(--color-border);
    border-radius: var(--radius-lg);
    font-size: 0.9375rem;
    color: var(--color-text);
    background: var(--color-white);
    transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
    outline: none;
}

.form-control:focus {
    border-color: var(--color-primary);
    box-shadow: 0 0 0 3px rgba(26,58,107,0.1);
}

.form-control::placeholder {
    color: var(--color-gray);
}

textarea.form-control {
    resize: vertical;
    min-height: 140px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-md);
}

.form-check {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    margin-bottom: var(--space-lg);
}

.form-check input[type="checkbox"] {
    width: 18px;
    height: 18px;
    accent-color: var(--color-primary);
    cursor: pointer;
    flex-shrink: 0;
    margin-top: 2px;
}

.form-check label {
    font-size: 0.875rem;
    color: var(--color-text-light);
    line-height: 1.5;
    cursor: pointer;
}

.btn-submit {
    width: 100%;
    padding: 0.9375rem;
    background: var(--color-accent);
    color: white;
    border: none;
    border-radius: var(--radius-full);
    font-size: 1.0625rem;
    font-weight: 700;
    font-family: var(--font-heading);
    cursor: pointer;
    transition: all var(--transition-base);
}

.btn-submit:hover {
    background: var(--color-accent-dark);
    transform: translateY(-2px);
    box-shadow: var(--shadow-accent);
}

.form-success {
    display: none;
    text-align: center;
    padding: var(--space-2xl);
}

.form-success .success-icon {
    width: 64px;
    height: 64px;
    background: rgba(56,161,105,0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto var(--space-md);
    color: #38a169;
}

.form-success h3 {
    font-size: 1.25rem;
    color: var(--color-primary);
    margin-bottom: 0.5rem;
}

.form-success p {
    color: var(--color-text-light);
}

/* ============================================
   Animations
   ============================================ */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(20px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes fadeIn {
    from { opacity: 0; }
    to { opacity: 1; }
}

.animate-in {
    animation: fadeInUp 0.5s ease forwards;
}

/* Scroll-triggered animation classes */
.reveal {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

.reveal.visible {
    opacity: 1;
    transform: translateY(0);
}

/* ============================================
   Skip to content (Accessibility)
   ============================================ */
.skip-link {
    position: absolute;
    top: -100%;
    left: 50%;
    transform: translateX(-50%);
    background: var(--color-primary);
    color: white;
    padding: 0.75rem 1.5rem;
    border-radius: 0 0 var(--radius-lg) var(--radius-lg);
    z-index: 10000;
    font-weight: 600;
    text-decoration: none;
}

.skip-link:focus {
    top: 0;
}